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Why SSM Interest Scheme
Overcome the limitations of traditional financing from equity dilution to inflexible loan structures.
Understand Your Interest Scheme
Simplifying Interest Scheme Subscription & Management
MyKapital is Malaysia's dedicated platform for SSM-approved Interest Schemes. A structured, regulated way to fund your business without giving up equity or taking on high-interest debt.
It tooks only 5 minutes to apply , or to check your eligibility.
Table Comparison
Running an Interest Scheme manually can be complex and operationally intensive. MyKapital simplifies and digitises the entire process.
Types of Schemes
Types of Schemes
Types of Schemes
FAQ
To raise funds through an interest scheme, you are required to follow these steps:
1. Submit the necessary documentation to Companies Commission of Malaysia (Suruhanjaya Syarikat Malaysia, SSM) to obtain approval for your business's fundraising scheme.
2. Create an Issuer Account on the MyKapital platform to begin raising funds.
Yes, issuers are permitted to raise funds simultaneously through different methods. However, such information must be disclosed to the Companies Commission of Malaysia (Suruhanjaya Syarikat Malaysia, SSM) during the application stage.
The funds invested by the investors will be held by the platform's trustee during the ten (10) business days cooling-off period. Upon the conclusion of the cooling-off period, the funds will be transferred to the Issuer's scheme trustee.
The duration for an issuer to raise funds depends on the approved duration specified in the scheme's terms and conditions.
There are three types of fees when fundraising on the MyKapital platform:
1. Onboarding Fee: Charged for onboarding your scheme profile and subscribing to the schemes.
2. Service Fee: Charged upon each successful fundraising transaction.
3. Annual Maintenance: Payable starting from the second year and onwards.
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