MyKapital was invited to appear on 8TV's Living Delight programme, one of Malaysia's leading Chinese-language lifestyle and business television shows, to discuss how SSM Interest Schemes are changing the way Malaysian businesses access growth capital.

During the segment, the MyKapital team explained what an Interest Scheme is, how it differs from conventional fundraising methods such as bank loans and equity crowdfunding, and why the Interest Schemes Act 2016 provides a credible and structured framework for both businesses and investors.

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Key points covered in the feature included:

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What is an SSM Interest Scheme?

‍An Interest Scheme allows Malaysian businesses to raise capital from multiple investors through a structured, SSM-regulated mechanism without diluting company ownership. Scheme types include investment, timeshare, membership, and recreational schemes.

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How MyKapital works

‍MyKapital provides a fully digital platform that handles the end-to-end process for issuers and investors. This includes scheme listing, investor onboarding, subscription management, compliance reporting, and scheduled return payouts. All on one platform.

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Who it is for

‍The platform serves two audiences. Businesses seeking non-dilutive, structured capital under an SSM-compliant framework. And investors looking for regulated, transparent opportunities with clearly disclosed terms and yields.

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Why it matters for Malaysian SMEs

‍Access to growth capital remains one of the most significant challenges for Malaysian SMEs. Traditional routes require collateral most businesses do not have, or ask for equity they are not ready to give. SSM Interest Schemes represent a third path, one that has existed in Malaysian law since 2016 but has been largely inaccessible due to the complexity of compliance and the absence of a dedicated digital platform.

MyKapital was built to close that gap.

We thank the 8TV Living Delight team for the opportunity to bring this conversation to a wider Malaysian audience.